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Honest Card

The credit card you'll love

Up to Rp 100 million credit line.
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Licensed and supervised by

Why Honest Card?

10 minutes to apply.

90 million places to shop. Online and offline.

Flexible repayments. Pay whenever and whatever you want.

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No hidden fees. Ever.

Pay a low admin fee only if you use your card. All other fees are Rp0.

Annual fees

Rp 300.000

Rp 0

Late fees

Rp 100.000

Rp 0

Foreign transactions fees

Rp 50.000

Rp 0

Payment fees

Rp 15.000

Rp 0

Stamp Duty fees

Rp 10.000

Rp 0

Overlimit fees

Rp 300.000

Rp 0

Credit limit increase fees

Rp 50.000

Rp 0

Card replacement fees

Rp 75.000

Rp 0

Learn more

Pay for anything

Shop anywhere Mastercardยฎ credit cards are accepted. In Indonesia and worldwide.
Groceries
Transport
E-commerce
Dining
Gas station
Retail shop

Promos

See more promos
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments.
Use the app to choose how much to pay.
Rp
7.000.000
3.800.000
128.000
Rp0
RP83.444
RP110.835
Tidak ada bunga.
Bunga dikenakan pada 16 Jul 2023.
Pelajari lebih lanjut
Total
tagihan
Pembayaran
minimum
Pembayaran
seluruh
transaksi
Membayar sesuai total tagihan tidak akan
dikenakan biaya bunga.
Membayar lebih dapat mengurangi biaya
bunga kamu.
Kartu akan diblokir apabila kamu membayar
kurang dari pembayaran minimum.
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments.
Use the app to choose how much to pay.
Rp
7.000.000
3.800.000
128.000
Rp0
RP83.444
RP110.835
Tidak ada bunga.
Bunga dikenakan pada 16 Jul 2023.
Pelajari lebih lanjut
Total
tagihan
Pembayaran
minimum
Pembayaran
seluruh
transaksi
Membayar sesuai total tagihan tidak akan
dikenakan biaya bunga.
Membayar lebih dapat mengurangi biaya
bunga kamu.
Kartu akan diblokir apabila kamu membayar
kurang dari pembayaran minimum.

Safest card

The only numberless credit card in Indonesia.

Lock your card anytime from your phone.

24-hour support via WhatsApp and call.

Upgrade Sekarang

Why people love their Honest Card

Cassandra
38, Public Notary Officer

โ€œThe application process was so easy, and the decision was instant. Delivery of the card was also quick. Overall, I didnโ€™t encounter any trouble.โ€

Sisca
31, Private Employee

"I like that the customer care uses whatsapp, itโ€™s quicker and really helpful. The credit card information in the Honest app is also easy for me to understand.โ€

Suhirman
53, Private Employee

"I have never used a credit card before. Using the app is easy to understand, it was not complicated. The card is very unique, as itโ€™s numberless. Shopping with Honest credit card is really quick, you can even do it straight from your cellphone.โ€

Why thousands of Indonesians
love their Honest Card

September 6, 2023

Thank you, Honest, for the fast and hassle-free application process. Both virtual and non-virtual services are excellent. Thanks to Joshua for his assistance.

Asmawati Aas

September 6, 2023

Exceptional service, fast and accurate, with low interest rates. Hopefully, all customers can maintain the trust given by Honest. Thank you for providing excellent service.

Safrudin Udin

September 5, 2023

The application process is very fast and doesn't require complicated data filling, the limit is immediately available. At first, I was surprised why it was blocked, but it turns out it's for verification to prevent misuse. I was also assisted by Kak Nata, thank you.

Kevin Darmawan

August 12, 2023

This application is good, practical, and the application process is fast in responding. There are no service fees. Hopefully, it will be useful. Thank you, Honest.

Denni Kusdenni

August 10, 2023

Thank you, Kak Ade, for your explanations during the Honest card activation process via video call ๐Ÿ‘๐Ÿป. Hopefully, it will become the go-to card for both online and offline shopping, and may it be easy to get a credit limit increase. Thank you, Honest.

Kenny Dimitra

August 9, 2023

The best credit card application without an annual fee and a hassle-free process. The customer service, represented by Mr. Mukhtar, provides excellent service. Hopefully, it will continue to grow in the future.

Bayu Alex

August 9, 2023

I swear to God, this process is incredibly, unbelievably easy and fast (that's how easy it is). I applied in the afternoon, and it was approved immediately, and it's already active and ready to use.

Ridho Maulidi Nurul Bashir

August 7, 2023

Fast response, very easy to apply, and fast approval! Thanks to Mr. Henry for explaining in detail and being super kind. You guys must try it! The most unique credit card I've ever had!

Ruth Paula Monica

August 7, 2023

A credit card that is very fast in the application process. The limit has already appeared and been approved. It's really cool for beginners like me. Assisted by a very friendly customer service representative who explained it in detail and was easy to understand. Thank you to Doni for helping to activate the card and unblock the card. Overall, it's awesome, with no annual fees forever.

Nur Sakdi

September 5, 2023

The application process is very fast and doesn't require complicated data filling, the limit is immediately available. At first, I was surprised why it was blocked, but it turns out it's for verification to prevent misuse. I was also assisted by Kak Nata, thank you.

Kevin Darmawan
September 6, 2023

Thank you, Honest, for the fast and hassle-free application process. Both virtual and non-virtual services are excellent. Thanks to Joshua for his assistance.

Asmawati Aas
September 6, 2023

Exceptional service, fast and accurate, with low interest rates. Hopefully, all customers can maintain the trust given by Honest. Thank you for providing excellent service.

Safrudin Udin
August 12, 2023

This application is good, practical, and the application process is fast in responding. There are no service fees. Hopefully, it will be useful. Thank you, Honest.

Denni Kusdenni
August 1, 2023

Totally worth it, downloaded the form in the app. A few hours later, it's approved. This is really cool, like magic.

Agha Prasert
August 5, 2023

Super quick, easy, and incredibly simple application process. It didn't even take a day; I applied at 11 PM, and by 9 AM the next day, it was approved with an 8 million limit. Plus, thanks to Mr. Aji for the video call verification; the explanation was very detailed. It's really great; everything is straightforward without any hassle.

Nining Phatimah
August 7, 2023

Fast response, very easy to apply, and fast approval! Thanks to Mr. Henry for explaining in detail and being super kind. You guys must try it! The most unique credit card I've ever had!

Ruth Paula Monica
August 9, 2023

The best credit card application without an annual fee and a hassle-free process. The customer service, represented by Mr. Mukhtar, provides excellent service. Hopefully, it will continue to grow in the future.

Bayu Alex
August 9, 2023

I swear to God, this process is incredibly, unbelievably easy and fast (that's how easy it is). I applied in the afternoon, and it was approved immediately, and it's already active and ready to use.

Ridho Maulidi Nurul Bashir

Simple application

You can apply if you are an Indonesian citizen aged 21 years or older, and have a minimum monthly income of Rp 3 million.
1

Download our app.

Available on the Google Play.

2

Apply 100% in the app.

All you need is your KTP.

3

Get a decision within one day.

Approved customers can start spending right away.

Upgrade Sekarang

Learn more

What are you waiting for?

Get your Honest Card today

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